Custom Motorcycle Insurance

When it comes to a custom (or customized) motorcycle, do you know if your insurance policy provides adequate coverage?

According to a Progressive survey, many owners do not have adequate coverage for the customizations. According to the study:

• 56 percent of all those surveyed don’t know what coverage for their bike’s custom parts and accessories comes with their physical damage coverage
• 44 percent of those surveyed had more than $3,000 in custom parts and accessories, of which 51 percent did not purchase additional coverage.

Motorcycle insurance - often overlooked when purchasing a new (or used) motorcycle - can cost almost as much as your new motorcycle, it seems.

Cheap motorcycle insurance a thing of the past?

How can a new or experienced rider get a good deal on motorcycle insurance? A clean driving record and shopping around are two of the best tools in your arsenal. But even that may not be enough. Choosing a motorcycle with the 'wrong' attributes (displacement, horsepower, sportbike classification, etc.) or one that has bad theft or accident statistics can trigger a dramatic price increase.